I **** up my ride

I was upset after work and when I'm upset I usually drive like an ass - but today I was cautious because of the rain. My tires are bald as ****, and well bald tires + rain = hydroplane

And thats exactly what happened. I'm goign around 60 on the interstate and this jag off driving his 4X4 SUV is swerving through traffic and flys past me - only to slow down and cut me off because of traffic ahead of me. I smash teh brake since the guy comes within inches of taking my entire front clip off - and thus my traciton control features kick in. As you all know - this stuff only works when the car is in driving condition. Because of the condition of my tires - it made the whole situation 10 times worse. I kept control of my car for almost 6 seconds - swerving slightly. The jack ass panicks and cuts me off AGAIN and I totally lose it - sliding in front of a semi and across 2 other lanes of traffic before i get to teh side of the road. By the time its over - I slid atleast 100 yards and foudn myself 20 feet up a grassy slope along the side of the interstate. Dan - you will see this mess on your way to work in the morning if you are reading this.

So here we are,
The good: ! I didnt hit anything to cause direct damage to the actual body of the car.
! I didn't hurt myself or anyone else ( considering if that guy would have stopped - I would have killed him )
! I didn't pop any tires

The bad: ! My car is scratched and chipped to **** on both sides from the extreme amounts of rocks / sticks / small trees that littered the sides of the interstate
! I am ****
! My car is sad
! My underbody lights - one of teh zip ties broke so I gotta use another one!!!!!!!!!!!!
! I have to make a decesion

The decesion being a.) report it to insurance and shave everything - repaint it with that money but have to deal with higher rates or b.) dont report it - drive it looking like **** and give up

Obiviously easy decesion - answer being a. BUT I dont think I can afford a higher premium. I'm in a slump and I'm having trouble cheering up, so I thought I would vent. If you want to say something stupid - please refrain for I may rip you a new e-*******

i'm a tad confused by your options, there seems to be one missing...

don't claim it (you're under 21 and thus insurance is gonna rape you with yearly payment hikes), take the money that you would be paying insurance and use it to fix your shyt...

i would say report it if the the insurence price isnt going to go up to high for you. Sorry to here about that man i hope everything works out for the best.

and cancel my insurance all-together? That would be brilliant - not.

Go for higher premiums and shave and paint the hell out of that motha...

You know you aint giving up on it...

Dont knwo if I can afford it - these 150 doller a week paychecks are **** killing me.

DJ - If I shave it - you know its gettin a paint job from hell. I just dont know if I can swing it.

pOrk wrote:

and cancel my insurance all-together? That would be brilliant - not.

not sure where you read "cancel your insurance" but i agree that would be a bad idea

i noticed your tires at the dells.

i really think you should get new ones.

i'm not sure if they are supposed to be that way, or they are just bald.
either way, i'd get new ones.
you've had enough experiences

XSport99 wrote:

take the money that you would be paying insurance and use it to fix your shyt...

What money that I would be paying insurance? That makes no sence - the way insurance works is they give YOU money to fix yoru car - you dont give them money besides your monthly premium.

SOrry man i know how you feel. Being stuck in a rut with no where to go except the way you don't want to go. Like me I got money for my old car but I HAD to spend more money, which I didn't want to do, to buy a car in the same if not better condition then when i bought my first Accord. So now I'm back in debt and with a littl ebit better car and lower mileage. Don't worry once you get over it you, everything will work out for the better unless it takes you three months to get it fixed or replaced or whatever you plan on doing, yeah htat right it took me three months to find a new car, that drove me nuts, well let me get off my soap box so you can get off of your own. I hope you have better luck than I did with mine. You may even try to claim it on some kind on hit and run or uninsureed motorist stuff.

I think he took your comment "take the money that you would be paying insurance and use it to fix your ****... " as cancelling Ins and do it...but I think you meant, take money you would be paying if the rates were raised and use it to do the work.

Gavin wrote:

i noticed your tires at the dells. i really think you should get new ones. i'm not sure if they are supposed to be that way, or they are just bald. either way, i'd get new ones. you've had enough experiences

I know I need new tires - I was told my my pops and uncle that they would last a few more months. I was in the process of ordereding 19's earlier today. Now that this has happened - I definatly need paint.

good good.

sorry to hear about what happened.
good luck with everything

wow...that really sux man. hope ya can get it all looking pretty again. sorry to hear that.
i don't know what i'd do because i've never been in this kind of situation.... sorry i can't give ya any advice...

those tires are a deathwish

rain!? wtf why is it still raining there

Also remember you will probably have to pay a deductible if you claim the insurance. The lower the deductible the higher the monthly premium, the higher the deductible the lower the monthly premium...it's a balancing act between how much you save and how often you get into accidents...

I've haven't gotten into any major accidents, but when I **** up my tires/wheels/alignment on new years eve a couple years ago I ended up not claiming the insurance because of a) the deductible was pretty close to the cost of the repair and b) it would have raised my premium. Same thing with a cracked windshield (no idea how it cracked too).

Look at how much it will cost to repaint the car, what your deductible is, how much your rates will go up, etc.

edit: oh yeah, be very thankful you weren't injured, or worse...

Its going to cost a minimum of 3000 to repaint. Deductable is 5 bills.

i would not report it... eventully save up and fix the **** yourself

it will save you money in the long run

You are extremely lucky that you didn't get hurt. Usually all the accidents I see on the Interstate are fatal. And I can't really help you decide what to do about insurance all that. I don't really know much about that.

DragonJeep wrote:

I think he took your comment "take the money that you would be paying insurance and use it to fix your ****... " as cancelling Ins and do it...but I think you meant, take money you would be paying if the rates were raised and use it to do the work.

bingo

Sixual wrote:

i would not report it... eventully save up and fix the **** yourself it will save you money in the long run

bingo

Somebody on SG said you could do the painting yourself, and have a paint gun, etc.

If that's the case, your only expense would be paint and supplies....maybe $500.

hey eric.. sorry to here that .. at least no one was hurt.. i know how these dam accidents mess everything up.. i hate going through insurance companys tho.. it took me 1 1/2 months to get my settlement.. and i had to ***** at them the whole time.. calling every day.. can you do all the body work yourself? my guy 2 houses down paints whips. and i got a hook up at maaco.. too

mccook8 wrote:

Somebody on SG said you could do the painting yourself, and have a paint gun, etc. If that's the case, your only expense would be paint and supplies....maybe $500.

paint is about 150 .. primer paint thinner.. and clear coat.. and sand paper for after you paint it when u have to wet sand then buff it out..

Glowin91Celica wrote:

mccook8 wrote: Somebody on SG said you could do the painting yourself, and have a paint gun, etc. If that's the case, your only expense would be paint and supplies....maybe $500. paint is about 150 .. primer paint thinner.. and clear coat.. and sand paper for after you paint it when u have to wet sand then buff it out..

Wow...guess you've never seen Porky's DIme...it's HOUSE OF KOLOR marbleized....that costs a lil more than $150 in paint.


Pork - What's the deal with work...where do u work? Anyway...the car-- i think u should file the claim and shave that bish smooooth. Paint it like a crazy mofo and be happy with a better looking car. You know you can't drive it all scratched up. I hope it goes ok though. Don't worry, be happy!

imo.... wait.. drive it around like it is untill you get enough money to paint it. Surely you don't go driving around during the day besides work or to the store, so you only go out at night and you prob. can't see it at night. If you have some touch up paint, i would do that and drive it around for about 3 months till it gets fixed.

edit: i'm guessing you didn't get the guys license plate #??

ok, so i forgot what i was going to say b/c of the loading time iof the reply box (how about a quick reply box phil?)

i think i was going to say something about how i just got a new job that pays ~$300 a week, so now i too will be able to afford stuff for my car (paint which i'll prob be doing myself even if it is just primerin)...then i was going to say somethin about hwo i didn't drive my car since feb or so just because of the alternator and i'm too stingy to take it to a shop. so guess what i did that myself too partly b/c i find it more fulfilling to be like "hey, look what i did" pork you might be able to relate w/ that feeling.ok, since i forgot what else i was going to say, i'm going to end this post

150 for paint? Maaco uses more expensive paint then that for christ sakes - and just teh clear coat alone would cost twice that. Y our prces are bogus Jason

And I will most likely be doing it myself - but thats still a hell of alot of time that I really dont have. And still - you guys act like 1000 bucks aint ****. I dont have 1000 bucks - I had 400 saved up for wheels but it looks like that will be going for a deductable. I dunno what I am gonna do yet - but either way I am looking at rear suicides and a full shave

Pork, what's more important? Your life, or how your car looks? Maybe that will help you decide on new wheels, or money towards the deductible. Do both if you can.. borrow some cash for the deductible from your parents. I'm sure they'll be a little more understanding on that issue then you needing the money for lighting or something =P

I tell people time and time again and they never listen. Your tires are more important than anything else on your car. Don't go discount on your tires, and don't put off replacing your tires when they are getting bald. You should never let them get past the wear bar. My friend totaled his car a few years back all because he for one liked to burn out every time he got the chance because he thought it was "cool" and also because he didn't want to spend the money on new tires. So he drove his bald tired car and had to make a sudden swerve, and when he tried to correct it, it wouldn't correct. He kept spinning, and slammed the whole side of his cars against some boulders.

Here he is 2 years later and he still has a bad case of whiplash he's taking meds for every day, and a totaled car which gave him far less money then was owed on the car.

You have to think about your own personal safety before you think about the looks of the car. Chipped paint won't get you killed. Bald tires will.

id say sorry but id be just like everyone else.

it does suck, but i think my suggestion at this point is: if you are still going to rockford tomorrow, buy your ass some tires first.


justin.

For those of us who dont read the entire post - I HAVE TIRES!!! You cant just go in and tell a shop you want your tires put on. You have to make an appointment. My appointment was for today - and my tires were installed.

I get aggravated when I see the same **** being said over and over after I already explained the situation.

Justin - I will still be in Rockford. I wasn't going to go since I am headed up to appleton on sunday - but I know you are going and I am looking foward to meeting you so I will definatly be attending.

I think hes got everything under control. He got new tires. And he will never give up on hooking up the ride. If you guys saw pics of his dime you can see the kind of paint work he does and its awesome so Im sure if you sit back and wait you will see that pala go through some wicked changes.

= * Is still getting talked to like a 7 year old with a new bike *

" Dont forget to lock it when you get to school... "

yo man this sucks, i am sure you know this, but don't let the chips and scratches sit too long, it only gets worse.

also why does it cost 3000 to et a paintjob??(maybe some pics)


one more thing, which did you check first your paint, or your tubes???

If you want a good paint job you need to spend the money thats required for it. I wil never put a paint job on my car thats not the best out there. I will never go to MAACO which is the worst I've ever seen a paint job

At least you didn't take out 4 metal fence post and a concrete water main.

i get the paint from a paint shop on like 23rd and north.. i have hook ups there..

Where did quick reply go!?!??!?

Quick reply works for me.

Cerwin Vega Fan wrote:

Quick reply works for me.

½ hour later...

(cant read entire posts...)

**** @ needing an appointment for tires.... i work for walmart tire & lube express, where we do NOT set up appointments under any circumstances. u dont even have to buy their tires to have em installed... and actually around here, id say we are the most trustworthy shop around.

anyway. speaking of circumstances. due to some unforseen ones, i wont be in rockford.

no, im not happy about it either. especially since its absolutely beautiful outside.....


justin.